wire-transferA wire transfer is the movement of funds from one bank account to another. This deposit and withdrawal method has been the longest existing of all casino banking methods. In the context of withdrawals at online casinos it is transfer of funds from the online casino’s bank account to your bank account. The name wire transfer goes back to the 1870s when the transfer instructions were given using the national telegraph network. Today wire transfers are carried out electronically. They are governed by federal regulation. Wire transfer is one of the most secure withdrawal options at online casinos.

Unless you are wagering in bitcoins, wire transfer is one of the two default withdrawal options at US online casinos, the other being check payment. Here we outline the advantages and disadvantages of wire transfers as compared to check payments enabling you to make a considered choice between the two. Additionally we list all the best USA casinos that accept wire transfer as a banking method.

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Wire Transfer Page Links

Advantages of Wire Transfer Banking Method

As compared to check payment, wire transfer is much faster. The actual wire transfer happens in real time. Given the traffic in the clearance system this could mean a few hours. The time from the request to the credit in your account is variable and can be about 3 days after pending period. This is because usually the online casino will confirm the transfer request to its bank and after your bank receives the money it has to be routed to your account.


The other advantages are that no credit card is required and the system is absolutely secure and reliable.

Disadvantages to Wire Transfer Banking Method

Wire transfer is perhaps the costliest withdrawal method. The online casino may or may not charge a processing fee, but will definitely recover the charges it pays to its bank from you. Your bank will also charge you for the transfer. Some US online casinos may bear this cost for its VIP players. Others may limit one free wire transfer withdrawal per month. You may need to clear this issue with customer support.

You will have to give your bank account details to the online casino and some players are not comfortable with this.

How to use Wire Transfer Banking Method at Online Casinos

When you want to make a withdrawal at your US online casino using the wire transfer option follow these steps:

  • Log in and access the cashier.
  • Choose the withdrawal option and from the methods displayed select Wire Transfer.
  • Fill in your personal details. These include bank name, bank address, IBAN, SWIFT code, your account number and home address.
  • You will also have to enter the amount that you want to withdraw. Carefully fill in this section care to avoid careless errors.

The IBAN and SWIFT codes uniquely identify your bank and branch and enable the transfer to that branch. These numbers should be available on the documents the bank has given you like check books. If not, you can obtain them from the bank. Please make sure that there is no error in giving this information.

Make sure that the amount is within the minimum and maximum limits specified for wire transfers by the online casinos. Also make sure that the amount does not exceed the withdrawal balance in your online casino account. Your bonus balance is not withdrawable. Complete the steps given on the screen. After the pending period is over the online casino will initiate the wire transfer. Normally US banks send a text message or e-mail to confirm that the amount is received in your account. If you do not have this arrangement with your bank then you will have to check online or with them to ascertain that the funds have been received.

From wire transfer and check payment, the former is definitely the more advantageous option even if it comes with a cost. The time for check payments to be realized are much longer with greater uncertainties.